Self-Owned Renter's Insurance Programs

Our solution allows Property Managers, Real Estate Developers, and Landlords to own their custom insurance programs for tenants - with 0% operational risk.

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How It All Works

We’ve set ourselves apart by becoming the first in the industry to allow Property Managers and Owners to participate in underwriting profits. This is achieved by owning the insurance company that provides insurance to tenants.

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How We Differentiate

Unlike eRenterPlan and ResidentShield, or other traditional renter's insurance providers (like Assurant or LeaseLock) — we offer more than just a 'fee' or an up-charge to pass on to your residents.With our model, you become the owner of the insurance company your residents pay their premiums to. So instead of just earning a small cut, imagine earning every potential dollar itself — and 10x your current earning potential.

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Instead of juggling multiple vendors for different products, we simplify everything by offering all the insurance options your tenants need in one streamlined program — giving your residents the flexibility to opt-in or out as needed.

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Plus, no more needing to waste your team's time renewing supplier contracts or quoting out vendor proposals every year. We're taking every percent of earning potential and giving it to you from Day 1 - making this the best potential solution on the market, hands-down.


Y(our) Products

1.

Tenant Liability Insurance

A standard in the industry used to fulfill tenants’ contractual obligations specified in their lease agreement prior to moving in.

  1. Community-based Property Damage Liability Program

  2. Up to $100,000 Liability Limits per tenant

  3. Additional Personal Contents Limits Up to $20,000


2.

Security Deposit Insurance

A unique policy replacing security deposits with non-refundable insurance premiums paid by the renter, spread over their monthly lease payments.

  1. Reduced move-in costs for tenants

  2. Policy payouts include both excess wear and tear and lost rent claims

  3. Property Managers/Owners retain all underwriting profits


3.

Pet Liability Insurance

Not a junk fee that tenants or state legislators will try and push back on, but a true insurance policy that is recognized by insurance departments throughout the United States.

  1. Covers the Renter for a maximum of $10,000 for bodily injury to others caused by a pet owned or controlled by the Renter

  2. $1,500 for damage to Renter's Property or other property owned or leased by the Property Manager/Owner

  3. Certified solution to counter-act states banning Pet Fees*


Administrative fees

+Added to Your Bottom Line

By administering your own insurance programs for your tenants, you can still incorporate the Monthly Administrative Fees to each program's monthly payment - just like you're doing now.


For Tenant Liability Insurance

+$2/month

or $24 per tenant, per policy year

For Security Deposit Insurance

+$5/month

or $60 per tenant, per policy year

For Pet Liability Insurance

+$10/month

or $120 per tenant, per policy year

The proof

By the numbers:

Self-Owned Renter's Insurance Programs are the fastest growing insurance products across the country.

47*

States insurable in

2023

In operation since

100,000+

Doors insured

* Excluding New York, Alaska and Hawaii.


Steps to Enroll:

  1. Schedule a Call with Our Team here*

  2. Discuss an overview of next steps and requirements for forming Your New Insurance Company

  3. We integrate with all PM Software Providers (Yardi, Real Page, etc.)

  4. Renter's simply Select the Insurance Options they want/need to add to their Lease Agreements to enroll

  5. Start earning an additional +$200-300/door in profit for your company*

*Based on national averages/estimates of our historical and active programs for Tenant Liability, Pet Liability, Security Deposit Insurance, and Administrative Fees combined.
Past performance is not indicative of guaranteed future results.

Contact Us

Need more info?

Send us a message below and our team will reach out to answer any questions you may have.